How to Budget for Your Wedding

Wedding BudgetYour wedding is likely going to be one of the most expensive purchases you make other than a house or possibly a new car, so making sure you get the budgeting right is very important to making sure you have a successful celebration. When you sit down with your pen and paper to crunch the numbers, it can be difficult to know what you should plan to spend for each element of the wedding. Most people only plan one wedding in their life, so you probably won’t have to much experience with the costs of wedding items. Fortunately, there are some tips that can help with how to budget for your wedding so you know what to set aside and who is in charge of what expenses.


Organization is one of the most important elements to successfully getting your wedding budget pulled together. Most people feel like budgeting will be difficult if they don’t have math skills, but fortunately there are many spreadsheet programs that will take care of crunching the totals for you. As long as you sit down and create a very organized list, you can just plug in the numbers and let the software take care of the rest. You may need to adjust your numbers a few times to get the bottom line to add up to something you can afford, but all it takes is some diligence and organization to make sure everything works out in the end.

Monitor Expensive Items

The best way to make sure everything fits within your budget is to watch the costs on your most expensive items. Things like the venue, reception hall, and your wedding dress are typically the most expensive parts of the wedding, so trying to reduce the costs on these major components will leave more money for the extra things. It can be really stressful to try to pay for all the little things after you’ve committed to paying for some of the more expensive elements, so keeping these under wraps will eliminate stress down the road.

Who Pays for What?

Most people agree that your wedding expenses should be shared by both families, but it can be a little unclear as to who should pay for what. Traditionally, the father of the bride is supposed to pay for the ceremony and other major expenses, but this ideology is dated and no longer in general practice. Instead, many couples embrace the “FLOP” method of financing their wedding which means that the groom’s family pays for the flowers, liquor, orchestra, and photography, and the bride’s family pays for the rest. Though this isn’t an exact formula and everyone’s budgeting plan will be different, it is a great place to start so you can figure out how much you have to spend on your wedding before you start creating your budget.